Pay a partner
Use OT Points at local spots and unlock perks as you spend. Members keep their rewards. Partners pay a tiny cut on real, verified visits — never on ghosts.
OT Switchboard
The operating system for money in your city. Send, stash, and spend OT Points while Orbinomics quietly finds the most rewarding route for every move you make.
Free OT Points transfers
Partners fund the system, not you
Smart routes for every payment
✅ No hidden fees on OT Points transfers
🔒 You control what stays private
🧠 Smart routes, not surprise charges
Money • Move value in ways that pay you back
Every time you move money through OT Switchboard, Orbinomics looks for the most rewarding route in OT Points for your city. You get perks and progress; partners pay a small performance fee per verified visit.
Pay a person
Free OT Points transfers inside OrbTap. Settle up with friends, family, roommates, or side hustles and keep every move organized in one clean history instead of scattered across random apps.
Tag each payment as friends & family, side income, or reimbursement so your History stays easy to scan and export whenever you need clean records.
Split something
Trips, meals, rent, tickets — build a smart split that tracks who owes what and settles in OT Points or cash. Everybody pays their share, you keep the perks.
Load / Cash out
Convert cash into OT Points to live inside OrbTap, or move OT Points back to cash when you need liquidity. OT Network fees stay tiny and transparent.
Best for rewards
Pay with OT Points
Earn +40 XP and +20 OT Points back from this partner, push your “Try 5 coffee shops” mission forward, and keep member fees at zero.
Best for pure cash flow
Use cash balance
A small OT Network fee keeps things instant and verified. Great for bigger bills while partners still pay their performance fee.
Balanced route
60% OT Points • 40% Cash
Protect your cash while still growing Shadow Vaults and unlocking partner perks every time you pay through OrbTap.
Orbinomics constantly adjusts these routes based on your city, partners, and recent activity. OrbTap stays in the middle so everyone gets their share — including you.
Payment details live in your History only. No public payment feed — just your lifetime of moves inside OrbTap.
Vaults • Turn OT Points into future moves
Shadow Vaults are private stashes powered by OT Points. Name your goals, hide what you want, and let Orbinomics help fill them as you move through the city.
You’re currently tucking away 4,800 OT Points across 4 Shadow Vaults.
New Car Stack
Goal: 10,000 OT Points • Progress: 42%
Fueled by partner visits, Covert Missions, and Switchboard transfers.
Vacation Vault
Goal: 7,500 OT Points • Progress: 16%
Ready for flights, stays, and city perks when you are.
Secret Stash
Private label • Progress: 68%
Only you can see this vault’s name. We just show you the numbers and the gains.
Taco Spot Vault
Partner-linked • 3 visits away from a bonus perk.
Use OT Points at this partner and we route some into this vault automatically.
Boost your vaults
Watch a sponsored clip, complete a mini mission, or pay a tiny OT Network fee to multiply OT Points flowing into this vault for the next 24 hours. You earn faster, partners get more visits, and OrbTap takes a small, fair share from the extra activity.
OT Links • One link, endless hustle
Turn your skills, services, and content into income. OT Links let anyone pay you in OT Points or cash — always through OrbTap, so perks, fees, and protection stay aligned.
Your OT handle
Handle: @yourhandle
Share this handle or QR to get paid instantly through OT Switchboard. Payments route through OrbTap rails so you always get credit and perks.
@yourhandle-main
Tips & general support.
Supporter options:
• Buy me a coffee – 200 OT Points
• Support my project – 1,000 OT Points
Value routing (demo): 50% → Secret Stash • 50% → Cash balance.
@yourhandle-cuts
Haircuts and shape-ups.
Customer options:
• Standard cut – 1,500 OT Points
• Premium cut – 2,200 OT Points
Value routing (demo): 50% → Cash balance • 50% → New Car Stack.
All OT Links flow through OrbTap URLs and rails. Side hustles, creators, and partners can’t “skip the system” without losing perks, tracking, and protection.
Missions • Goals that quietly pay off
Covert Missions turn your everyday spending into a slow-motion heist of perks and OT Points. Set private goals and let OT Switchboard connect payments to partners and rewards.
Try 5 new coffee shops
Progress: 2 / 5 • Time left: 18 days.
Each coffee visit can earn bonus OT Points and unlock surprise perks from partners who want to win you over.
3 date nights this month
Progress: 1 / 3 • Time left: 12 days.
Restaurants, movies, dessert — OrbTap quietly routes you through partners with the strongest perks and fair fees.
Support 3 local creators
Progress: 0 / 3.
Use OT Links to support local creators; you both earn OT Points and perks while OrbTap keeps a tiny slice of each transaction to fuel the ecosystem.
Create a Covert Mission
Name your goal, pick a timeframe, and choose how OT Points and Shadow Vaults should react every time you move money through OT Switchboard. This is ready for your future backend: just tie missions to payment metadata and vault allocations.
Relay • Payments with a privacy cloak
OT Relay lets you pay or gift without exposing your personal details to partners. Perfect for anonymous kindness, surprises, and privacy-first checkouts — all still tracked through OrbTap so rewards and fees land where they should.
Anonymous gift
Send someone a coffee, a meal, or a full night out without revealing who you are. We generate a secure code they can redeem at a partner.
Privacy-first checkout
Generate an OT Relay code for certain partners so they never see your name, email, or phone — just a completed, verified order routed through OrbTap rails.
Partners see order amount, time, and basic visit details — never your personal identity. OrbTap and the OT Network stay in the middle so you keep your protection, they get verified revenue, and OrbTap keeps a small slice.
Tap & NFC • Open Switchboard in one tap
Turn the real world into launchpads for OT Switchboard. Order OrbTap NFC tags or set up your own so members can tap their phone and land instantly in the right payment flow — partner, OT Link, or personal Switchboard.
Order OrbTap NFC tags
Get pre-programmed NFC tags that open exactly where you want — pay-this-partner, pay-this-creator, or load-OT-Points. No tech skills needed. Just stick, tap, and get paid.
Set up your own NFC tag
Already have blank NFC tags? Use our step-by-step wizard to write OrbTap URLs onto them so taps always open the right Switchboard flow and keep transactions on our rails.
DIY NFC setup (preview)
1. Choose what should open
• Pay this partner • Pay this OT Link • Open my Switchboard • Load OT Points
Each option generates a unique OrbTap URL that keeps the transaction flowing through our system.
2. Copy your OrbTap URL
Paste it into any NFC writing app on your phone. We keep it simple: one URL, one clear action, always routed through OrbTap.
3. Tap to test
Tap your phone on the tag. It should open the right Switchboard flow instantly. Members never see bank routing — just OrbTap, perks, and OT Points. Partners never get a direct side channel that cuts you out.
Use NFC tags at partner counters, on tables, on flyers, or on your business card. Every tap launches OrbTap first — that’s how you stay in the middle of every transaction while still feeling effortless to members.
History • See how your city moves pay you back
Track every OT Points move, every perk, and every vault boost in one place. Filter by people, partners, missions, and more — and see how often your city flows through OrbTap.
Use filters and tags to see who you paid, why, and how it affected your vaults and missions. When you need records for budgeting or taxes, just export a clean snapshot instead of digging through five different apps.
Paid @roommate – 400 OT Points
+10 XP • Secret Stash +200 OT Points • Kept private
People
Vault: Secret Stash
Tag: Friends & family
Visited Local Taco Spot – 650 OT Points
+40 XP • +20 OT Points back • Taco Spot Vault +60 OT Points • Mission: Try 5 tacos
Partner
Mission: Try 5 tacos
Vault: Taco Spot Vault
OrbTap doesn’t provide tax advice and doesn’t decide what you do or don’t report. We just give you clear history and exports so you and your tax professional can make the right call for your situation.